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Money Matters for Children

As parents ‘tighten their belts’ in the current economic climate, they also want to know what are the best saving schemes available for their children.

It therefore gives me great pleasure to share an informative guest blog by Kalpana Fitzpatrick who is a leading UK financial journalist with over 12 years’ experience in consumer and personal finance. She is the founder of Mummy Money Matters, a family finance website. Kalpana regularly appears on TV, radio and in the press as an expert commentator on family finances as well as a consumer expert.

Her aim is to keep finance simple and accessible, as well as helping families make the most of their money. When not doing that, she is Mum to two boys: one aged four years and the other 9 months.

As a parent too, I believe it is important we sow the seeds of positive financial management with […]


Changes to Childcare-For Parents

Dear Parents

I am a parent of two boys and an early years specialist and have worked within the early years sector for over twenty –six years.

I am writing to you because I want to raise your attention to a government proposal that might affect your child’s learning and development opportunities if you use childcare.

You may have heard that the Minister for Childcare, Ms Truss, is proposing changing the adult to child ratios in early years settings. For daycare settings this will mean that for your children who are aged two – three there will be one adult for six children and within home based settings childminders  will be able to have up to four children aged five and under.

The majority of early years settings, academics and experts are against these higher ratios as, like me, they care about your children and the negative impact this will have on their learning and development. One provider said […]


Practitioner and Child; Positive or Personal Relationships?

For a while now, I have been reflecting on what we in the sector mean by the term ‘positive relationships’ and its impact on interactions between children and practitioners. With this in mind, my thoughts are on whether we should change the term to ‘personal relationships’ and more importantly how we should look at personal relationships between the practitioner and child in our day-to-day practice?

For instance, I have a positive relationship with the staff in my local bank, but this is not a personal relationship. Indeed practitioners need to have a positive relationship with children in order for the relationship to be personal and meaningful. Time and time again, when carrying out my mock inspection visits, I observe practitioners having positive relationships with children, but not on a deeper personal level.  If done on a superficial basis and as part of the daily routine, the relationship is one where it is routine led rather than […]